_________________________________________________________________________
< A banker is a fellow who lends you his umbrella when the sun is shining >
< and wants it back the minute it begins to rain.                         >
<         ― Mark Twain                                                    >
 -------------------------------------------------------------------------
         \
          \    /\  ___  /\
           \  // \/   \/ \\
             ((    O O    ))
              \\ /     \ //
               \/  | |  \/ 
                |  | |  |  
                |  | |  |  
                |   o   |  
                | |   | |  
                |m|   |m|